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Yesterday, my boyfriend together with her sister went o Laguna and decided to head up to Tagaytay. We grabbed a bite at the famous Josephine's. It was a bad choice of restaurant. Not because the food was not delicious, but because on my 16th day, I ate rice. Waaah!
I have not lost any weight yet. I am blaming myself for eating unhealthy food and not enough exercise.
So I am changing my eating habit. No more rice and no more colored drinks. Only water. It is hard to lose weight but this is my goal and this is what I want. I need self control. I also need to discipline myself more. I also intend to save more money.
Hopefully, by the end of June, I will be able to accomplish both goals.
When I checked my weight last April 9, I was shocked with what I saw. I gained 5kg since I quit my regualr 5-2pm job. Oh no! That expalins the reason why my pants and clothes do not fit me anymore. Haha!
My boyfriend has been telling me that I am growing and I am getting bigger and bigger. I need some exercise. Bu-hu! I thought he was not serious. Then I started feeling some back pain due to my scoliosis. Too much sitting and gaining weight are the reasons.
For my birthday, my boyfriend bought me a stepper (Thigh Blaster). It promised to slim me down just by using the machine 20 mins a day. Gosh! It sounds so easy.
On my first day, I was able to make only 2 mins and I quit. My thighs were hurting too much. But I grew determined to shed off those extra kilos. The minutes started to climb up. Now, I had 22 mins of exercise.
I also started with my diet. I have not eaten rice for 11 days straight. It is not that hard since I still eat bread. I feel that I have more energy now.
This month I started with two goals in mind. First is to learn how to save and second is to lose 5 kilos until the end of May. I also hope to continue being motivated. Be able to finish what I started. I am keeping my fingers crossed. Goodluck to me.
I DO NOT WANT TO USE MY CREDIT CARD ANYMORE.
This is an understatement.
Credit cards had been very handy. When my salary gets delayed, I always had my little plastic card to support me. But when my credit card along with my other atms got lost, I also got lost. My financial problems started. The money that I am supposed to pay off for my credit card was used since my atms were on hold as well. I only paid the minimum amount for just a month. But with that, everything else seems to follow.
That's when I realized... I do not have any emergency funds. I do not have any savings. But the bigger problem here is I do not know how to save. My salary is actually above the average since I work hard and I put my career ahead of me. Nevertheless, with a bigger salary comes bigger responsibilities.
I started helping out at home. I paid for the monthly internet and big time grocery. I also take my family out for dinner once in awhile. I stayed in a studio type apartment which I pay by myself. Not to mention the growing bills that I accumulate to have a better and comfortable home. I started buying furniture and appliances. I started to travel more and eating out a lot.
I do not regret having done all those spendings. But I also need a reality check. I need to know how to budget and stick with it. I need to learn how to save for the rainy days. I have to be serious in dealing with temptations.
There are a lot of things I still wanted to buy. Here are just a few that I am dying to do and buy. Since it has been extremely hot, I wanted to buy an airconditioner. BUt that means bigger electricity. Sigh. I wanted to buy my own digital camera. I want to have a technomarine watch and a new computer. I wanted to go on a vacation to another island. I know I can buy and do all these one at a time. But if I do that, then I would not have savings and I will just spend and want more.
So, my plan is to pay off my card first. Endure the discomfort of the scorching heat. Borrow camera and resist the growing number of temptations. I plan to save atleast 15k per month after paying off my card. So that by the end of the year, I will be able to say that I have truly become a mature person who can handle my finances wisely. I do not want to wait for the new year to make a promise or a resolution. The time is now. The time is today.
I'm scared... all this opportunity coming is scaring me. I do not know what will happen. If I fail, I do not know how and where to begin. I have to sacrifice for now. But next month is already my birthday. And I still do not have anything to be really proud of. Everything has to wait and be on hold.
Dreams can come true..
We went to Hotel Stotsenberg last Feb 16 to celebrate different ocassions. First, I finally had my online school. It offically opened last Feb 15. Yahoo! Second, it was a post Valentine celebration for our family. Next, we were surprised that my sister's boyfriend proposed marriage that same night.
I was disappointed at first when we were told that there is no eat-all-you-can meal that night. I made a reservation a week ago but we were told that they do no serve buffet meals anymore. I almost lost my temper but my mom was positive and I do not want to ruin the moment. We ordered ala carte instead and enjoyed the food. The food was delicious and my bill was cheaper than expected. Haha!
I am looking forward to our next dine out experience with the whole family.
I think the saying is true... when you lose something, you will be given three-folds of what you have lost... 2006 was dreadful for me. 2007, I started travelling and seeing more of the world. Even if I lost my phone and had encountered misfortunes, I was able to get blessings. 2008, more blessings are pouring in.
Everything is perfect! I am sharing my blessings to my family, friends and relatives who has been very supportive.
Thank you is not enough, I just hope this kind of good fortune will continue. ^-^
I bought my phone last June 2. It was an impulsive move. I plan on buying a digital camera but ends up buying this SE K800i. And why not? It was gorgeous. It has 3.2 MP camera which is enough for me. I was happy... for a while.
After 2 months use, KABLAM! I lost my phone. For the NTH time. Waahh! I left it at the comfort room for about 40 minutes and when I realized that I left it there, it was too late.
I checked on the security camera and to no avail, the process took longer than expected. Justice system in this country should come a little faster. But still I waited until they gave me a go signal to investigate.
I learned that there were 5 women who went there after I left the comfort room. I suspected that it was the first one who took my "precious" because she stayed there for about 7 minutes. The others only stayed a minute or two.
Accompanied by the building assistant DC (not sure what it stands for), we went to the office of this lady and asked her around. She denied seeing my phone and claimed that she has her own celphone with camera and video.
Still doubtful, I asked very nicely if I can check on her bag to remove any apprehensions in my mind. She immediately answered sure. She willingly showed me her bags and as expected, my "precious" is not there. Quite curiously, she has no celphone there too.
Feeling weak in the knees, I decided to let go. Anyway, if the person is willing to return my phone, she would not have turned off my phone and would have surrendered it immediately to the lost and found.
I cried because I was stupid enough to be negligent to my asset- turned- liability celphone.
But as the saying goes, "when it rains, it pours." And that was what happened.
Next day, the lady's parents and aunt came to see me. They claimed I made a huge mistake in accusing the lady of theft. Inside my head, I was thinking this must be a joke.
The aunt started pointng her finger at me. To cut the story short, they wanted me to apologize to all the people who learned that I was accusing the lady of such act. I refused to be a part of the farce.
I can only say sorry to the lady and to the parents but not to anyone else. I had done nothing wrong. If asking question is a crime, then everyone should have been in prison.
They say this should be a lesson learned. But I never learn...
